Posts Tagged ‘abraham’

Photo Courtesy: Google Images

Photo Courtesy: Google Images

Before you continue reading the whole post, I have a confession to make. I have become a victim of an investment scam (Aman Futures, 2012). It was year 2012 when a big fraction of my savings bid farewell in my pocket and down the drain to perish forever. Like most of the so called “investing people” that time, we all felt depressed and confused. But that nasty scar brought a gargantuan learning experience. I vowed to myself to not let it happen again. I subjected myself to self-imposed research, sought attendance in financial seminars and read and read to learn stuffs I never thought existed. I realized if people only knew what I know today, we all could have made wise investment decision. I hope this post will help provide guidance to you and the people you love.

Many people confuse investment with business or deliberately use them interchangeably. The truth is they are alike but are not the same. In Robert Kiyosaki’s Rich Dad, Poor Dad book series, it is a continuous theme and pronouncement that an investment is money you put into something that has the potential of getting a return. If you purchased something but has no potential gain/profit then it is not an investment. For example, you buy a new house and call it an investment. If you do not plan to have it rented or sell it in the future for a higher value; it must not be defined an investment.

Investment could mean a lot in many people. Some attach emotions to it which will make it wide of the mark. I know someone who buys a new car and say that it is an investment for himself. This isn’t an investment! You call it an ego bolster instead.

  1. Recruiters are in Haste – Scammers know that they do not offer you anything with value. And because you do not know it or doubt about it, they do not want to give you time to think about it. So to avoid that you’ll do in-depth research, they will be pushy. And to rid-off annoyance, you will sign up only to regret it in the end.
  1. Buy More to Earn More – This usually happen in “networking company” scams. They will sell you products that are hard to sell. When you realize that it is difficult to dispose your inventory, you have no resort but to recruit people to earn from their recruitment commissions. The problem with this thing is that, essentially no company will survive without a product being sold and bought. Earning money due to recruitment is a tell-tale sign of a company waiting to collapse. Here’s more, according to RA 5601 or otherwise known as Anti-Pyramiding Law, the SEC requires all MLM (Multi-Level Marketing Company) to not engage in Pyramiding Scheme. This means that total worth of products given back to members of the MLM must not go lower than 73% of the total capital shelled out by the member. Example, if your registration for a food supplement MLM company is P 10,000 the stocks you must receive should be worth not under P 7,300.00
  1. Recruiting Members to Earn – Now I really, really want you to get this so please read very carefully. If you were asked to recruit so you will be compensated, then you have all the right to doubt. Here’s why. According to the Securities and Exchange Commission (SEC) when a company registered to them as a corporation collects “membership fee” to compensate uplines and representatives and relies on the circulating membership (not on products sold), in effect that company are collecting securities or investment amount. Any company in the Philippines that sells securities or collects investment is defined as an “Investment Company” and because they will fall within that category, they are bound by law to secure a Secondary License (as per SRC RULE 68, AS AMENDED) from the SEC (Securities and Exchange Commission). If they fail to do so, then you are dealing with an unregistered company thereby making their offer null and illegal.
  1. Use the Rule of 72 – According to investopedia, “It is a rule stating that in order for you to find the number of years required to double your money at a given interest rate, you divide the compound return into 72. The result is the approximate number of years that it will take for your investment to grow”. How do you use this rule in your investment? If someone approaches you and says “ I will double your money in two years….” That simply means 72/2=36. Hence, using this formula, you know that your money will grow 36% per year. Although this is possible, this is also very ambitious. Remember risk-reward trade off, the higher the return the higher the risk. So if your heart is not prepared to take on high risk investments, this is not for you. The problem happens when representatives in these so called companies promised you that guaranteed return with NO RISK AT ALL. Quite frankly, a company without proven track record to provide that high return is a scam. Too good to be true as they say.
  1. Do your Homework and Research – We are in the information age so looking for information is easy. If you have any doubts about an investment opportunity or any networking company, you may check Securities and Exchanges Commission’s advisories. In their website you may be surprised to know that it houses a long list of companies who may have engaged into unfair investment practices. Always exercise due diligence so as not to be duped by shark-like scammers hungry to get hold of your hard-earned money.

P.S. I hope you learn something new. If you think this is helpful, please share.

P.S. 2. Please join our group in Facebook called Pagadian City Stocks Network

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Everything is possible for him who believes. (Mark 9:23)

The “everything” mentioned here does not always come simply by asking, because God is always seeking to teach you the way of faith.

Your training for a life of faith requires many areas of learning, including the trial of faith, the discipline of faith, the patience of faith, and the courage of faith.

Often you will pass through many stages before you finally realize the result of faith – namely, THE VICTORY OF FAITH.

Genuine moral fiber is developed by enduring the disciple of faith. When you have made your request to God, and the answer still has not come, what are you to do?

Keep on believing His Word! Never be swayed from it by what you may see or feel. Then as you stand firm, your power and experience is being developed, strengthened, and deepened.

When you remain unswayed from your stance of faith, even in view of supposed contradictions to God’s Word, you grow stronger on every front.

God will often purposely delay in giving you His answer, and in fact the delay is just as much an answer to your prayer as is the fulfillment when it comes.

He worked this way in the lives of all the great Bible character. Abraham, Moses, and Elijah were not great in the beginning but made great through the discipline of their faith. Only through that discipline were they then equipped for the work to which God had called them.

Think, for example, of Joseph, whom the Lord was training for the throne of Egypt. Psalm 105:19 (KJV) says, “The word of the Lord tried him.” It was not the prison life with its hard beds or poor food that “tried him” but word of the Lord.” The words God spoke into his heart in his early years, concerning his elevated place of honor above his brothers, were the words that were always before him.

He remained alone in prison, in spite of his innocence, and watched others being released who were justly incarcerated. Yet he remembered God’s words even when every step of his career made fulfillment seem more and more impossible.

These were the times that tried hid soul, but they were also times of his spiritual growth and development.

Then when word of his release from prison finally came, he was found ready and equipped for the delicate task of dealing with his wayward brothers. And he was to do so with a love and a patience only surpassed by God Himself.

No amount of persecution will try you as such as experience like these—ones in which you are required to wait on God.

Once He has spoken His promise to work, it is truly hard to wait as you see the days go by with no fulfillment. Yet it is this discipline of faith that will bring you into knowledge of God that would otherwise be impossible. 

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Everything is possible for him who believes. (Mark 9:23)

The “everything” mentioned here does not always come simply by asking, because God is always seeking to teach you the way of faith.

Your training for a life of faith requires many areas of learning, including the trial of faith, the discipline of faith, the patience of faith, and the courage of faith.

Often you will pass through many stages before you finally realize the result of faith – namely, THE VICTORY OF FAITH.

Genuine moral fiber is developed by enduring the disciple of faith.

When you have made your request to God, and the answer still has not come, what are you to do?

Keep on believing His Word! Never be swayed from it by what you may see of feel. Then as you stand firm, your power and experience is being developed, strengthened, and deepened.

When you remain unswayed from your stance of faith, even in view of supposed contradictions to God’s Word, you grow stronger on every front.

God will often purposely delay in giving you His answer, and in fact the delay is just as much an answer to your prayer as is the fulfillment when it comes.

He worked this way in the lives of all the great Bible character. Abraham, Moses, and Elijah were not great in the beginning but made great through the discipline of their faith. Only through that disciple were they then equipped for the work to which God had called them.

Think, for example, of Joseph, whom the Lord was training for the throne of Egypt. Psalm 105:19 (KJV) says, “The word of the Lord tried him.”

It was not the prison life with its hard beds or poor food that “tried him” but word of the Lord.” The words God spoke into his heart in his early years, concerning his elevated place of honor above his brothers, were the words that were always before him. He remained alone.

He remained alone in prison, in spite of his innocence, and watched others being released who were justly incarcerated. Yet he remembered God’s words even when every step of his career made fulfillment seem more and more impossible.

These were the times that tried his soul, but they were also times of his spiritual growth and development.

Then when word of his release from prison finally came, he was found ready and equipped for the delicate task of dealing with his wayward brothers. And he was to do so with a love and a patience only surpassed by God Himself.

No amount of persecution will try you as such as experience like these—ones in which you are required to wait on God.

Once He has spoken His promise to work, it is truly hard to wait as you see the days go by with no fulfillment. Yet it is this discipline of faith that will bring you into knowledge of God that would otherwise be impossible. 

I have begun to deliver. . . .Now began to conquer and possess.

(Deuteronomy 2:31)

 

The Bible has a great deal to say about waiting for God, and the teaching cannot be too strongly emphasized.

We so easily become impatient with God’s delays. Yet much of our trouble in life is the result of our restless, and sometimes reckless, haste.

We cannot wait for the fruit to ripen, but insist on picking it while it is still green.

We cannot wait for the answers to our prayers, although it may take many years for the things we pray for to be prayed for us.

We are encouraged to walk with God, but often God walks very slowly. Yet there is also another side to this teaching; God often waits for us.

Quite often we fail to receive the blessing He has ready for us because we are not moving forward with Him. While it is true we miss many blessing by not waiting for God, we also lose numerous blessings by over waiting.

There are times when it takes strength simply to sit still, but there are also times when we are to move forward with a confident step.

Many of God’s promises are conditional, requiring some initial action on our part.

Once we began to obey, He will begin to bless us.

Great things were promised to Abraham, but not one of them could have been obtained had he waited in Chaldea. He had to leave his home, friends and country, travel unfamiliar paths, and press on in unwavering obedience in order to receive promises.

The ten lepers Jesus healed were told to show themselves to the priest, and “as they went, they were cleansed” (Luke 17:14). If they had waited to see the cleansing come to their bodies before leaving, they would never have seen it.

God was waiting to heal them, and the moment their faith began to work, the blessing came.

When the Israelites, were entrapped by Pharaoh’s pursuing army at the Red Sea, they were commanded to “go forward” (Ex. 14:1 KJV). No longer was it their duty to wait, but to rise up from bended knees and “go forward” with heroic faith. Years later the Israelites were commanded to show their faith again by beginning their march over the Jordan while the river was at its highest point. They held the key to unlock the gate into the Land of Promise in their own hands, and the gate would not begin to turn on its hinges until they had approached and unlock it. The key was faith.

We are destined to fight certain battles, and we think we can never be victorious and conquer our enemies. Yet as we enter the conflict, One comes who fights by our side. Through Him we are “more than conquerors” (Rom. 8:37).

If we had waited in fear and trembling for our Helper to come before we would enter the battle, we would have waited in vain. This would have been the overwaiting of unbelief.

God is waiting to pour out His richest blessings on you. “Go forward” with bold confidence and take what is yours.

“I have begun to deliver. . . . Now begin to conquer and possess.” J.R Miller.

This is a 3 hour video presentation of Abraham Hicks as he she discusses about the the Law of Attraction answering questions we all have in mind and wanting to ask.

For me this is such an illumination. Get some personal space and listen or watch this video.