Posts Tagged ‘Philippines’


In the aftermath of Typhoon Haiyan in Tacloban City Philippines, a mayor of a prominent city in the south was interviewed upon arriving in the airport. Mayor Rodrigo Duterte of Davao City said that it seems like God is somewhere as this super typhoon wreaked havoc an entire city and leaving thousands of dead bodies on the streets.

As a matter of fact, netizens mentioned that if you want to see what a zombie apocalypse really feels & looks like, come and visit Tacloban City.

The mayor’s comment came from his observation and verily this could also be what others say.

Where is God in all of these?

How could a God that is good have allowed this to happen to people?

I don’t have a direct phone line to God in heaven and call Him for a quick phone interview. If I do, I could have also easily asked the whereabouts of a lot of missing persons that is still yet to be accounted for.

So if I’d have to answer it, the quickest reply I could say is, “I don’t know?”

But here is what I believe; God is with us in every moment of our lives. He is with those people in fear of the terrible storm, He is with those children crying for help, He is with those cold and trembling orphans, and He is with those mothers who lost husbands and kids.

We often say that there is a reason for everything.

What could be the soundest reason for this?

The first tweet I read this morning is from Pastor Joel Osteen, he said, “A setback is simply a setup for a great comeback. That adversity could be the very thing that will help promote you.”

It is for us as individual person and every survivor to ask, to seek wisdom for that we may understand. I strongly believe that one day, things will all make sense, no matter how great is the loss or how painful is the struggle. Our faith in God that there is still good after all this will help us strengthen ourselves and come out victorious after a one dark episode in our life. Get that adversity to launch you up; not push you down.

It is my earnest prayer today along with other people in the world for a Godly comfort to the typhoon survivors, to envelope every aching and anxious heart. May people offer more prayers and may our loving God touch everyone in pain.

God Bless the Philippines. God bless the world.



Today the Philippines have been hit by what is considered to be the strongest Typhoon to appear in the world for 2013. This is also considered as part of the top 12 strongest typhoon recorded in human history. Its international name is called Haiyan and called Yolanda as it enters the Philippine area of responsibility. With sustained winds of 315 kph (195 mph) and gusts as strong as 380 kph (235 mph), Haiyan disrupts major telecommunication, overturned even huge ships docked on ports, uproots century old trees and destroys anything in its path. The President even appeared on national TV the night before to warn the public of the impending calamitous danger.


Braving huge typhoon is no longer new to Filipinos as the Philippines is visited by approximately 24 typhoons every year. During this trying time, Filipinos shows their support to each other. Those who are able to give money and relief goods shares to major foundations in the country and those who cannot volunteer in repacking reliefs volunteers themselves in rescuing affected families or individuals.


Filipinos are resilient. They are a race who can easily manage to cope up despite of the many adversities they encounter. As they triumph over hardships in life they also do not forget to take good care of others.


Certainly, as these storm come to pass many heroic acts will be done in secret. Whether these acts will be sounded with trumpets and gongs or not, they will surely inspire those who have been helped to also give help to others in the future to come.


To the Filipinos… we can do it & with faith and prevent prayer, we can rest with assurance that after a storm a promise of good tidings will come.


God Bless our Nation the Philippines.



THERE are many reasons why for 100 years, the United States was the global center of economic power and innovation.

The US was isolated from military invasion. The land was rich with mineral wealth and, more important, vast farmlands capable of producing an abundance of food and agricultural raw materials. While the European nations all had colonies in every corner of the world providing both natural resources and markets for their goods, the US had to rely on creating its own wealth.

The Industrial Revolution began and was in full swing in Europe long before the US entered its darkest period, the civil war, which tore the country apart. But it was the US that took the advancements brought about by the Industrial Revolution and made the country the most prosperous in history.

The one defining characteristic of the US that separated it from every other nation on earth was economic mobility, the freedom and ability for virtually everyone to move up the economic ladder. The social and economic structure of every other country severely limited a person’s opportunity to become wealthier. The social and economic-class structure was fixed. A peasant would always be a peasant. One who was born into a family of shopkeepers would never become part of the ruling elite class. And by the same token, a member of the aristocracy could never understand what starting from the ground up would mean.

The Industrial Revolution slightly opened the door of economic mobility but it was the very rare exception of a man who started at the bottom and could work his way to the top of any private or public organization.

The US was the exact opposite. Each man had the chance to excel and achieve, based on merit and effort, not the status and station into which he was born. Of course, there were many rich families that savagely protected their own interests; oligarchs we call them today. But the system was designed to reward initiative and smart work.

Some of the most successful men in US history made the move up the economic food chain. John D. Rockefeller, in his time the wealthiest man in the world, was the son of a traveling salesman. Rockefeller’s first job at 16 was as an assistant bookkeeper. Railroad and shipping magnate Cornelius Vanderbilt quit school at 11 and at 16 ran a small sailboat ferry in New York City. The founder of US Steel Corp., Andrew Carnegie, came with his family as poor immigrants from Scotland, borrowing money to make the voyage. Henry Ford started as an apprentice machinist and owned a small sawmill to pay the bills while he studied engineering and bookkeeping. Wall Street icon Jesse Livermore ran away from home at 14 because he did not want to work on the family farm. Another stock-market name, James Fisk, ran away from home and worked at a circus. Fourteen years later he became a stockbroker.

The US was a nation where a person could start by cleaning tables at a fast-food restaurant with the idea that someday he/she could own their own restaurant. That is economic mobility.

But since the 1970s, economic mobility has disappeared in the US at an alarming rate. We know that small- and medium-size businesses are the economic drivers of an economy. The number of self-employed Americans at the end of World War II was roughly one-quarter of the country’s population. Now it is at a historic low of 7 percent.

US economic mobility has been destroyed to the point where one person may own 20 McDonald’s restaurants serving tens of thousands of customers who will never have a chance at business ownership. In 2013 more than 50 percent of all working American earn less than $30,000 a year, the minimum wage.

Economic mobility is not a government program. It is a mindset of the people. The “rags-to-riches” success stories of our now elderly taipans are still being repeated. The one-man food kiosk that 10 years later is 300 strong. The small factory that worked to develop an export market. The tricycle driver who believes one day he can own his own tricycle, his own business.

The West is dying. Countries like the Philippines will eventually be the economic drivers of global wealth creation. The reason is that these nations are embracing and using the same formulas for economic success that made the West strong.


Disclaimer: This is not my personal piece. This is written by Mr. John Mangun via of the same title. This piece carries a healthy opinion and perspective about a. what could have been the cause of America’s economic decline, b. what can individual do about it and c. why this (economic mobility) can help other nations as well. 

E-mail to My web site is and Twitter me @mangunonmarkets. PSE stock-market information and technical analysis tools provided by COL Financial Group Inc.

Just recently I encountered a problem with Paypal.  For those of you who normally do some internet purchases and banking know what I am talking about. In cases when you cannot access your online account such as this, you definitely experience some deep-trodden worries since you are dealing about money.

To be fair, I never had any problem with Paypal since. In fact, they have really been very prompt in transferring money to my bank account ready to be withdrawn. That is why you can just imagine my panic when a sudden problem such this happened to me. Because, really; when you talk about money online – you really do not have anyone to talk to but to hope that their customer service doesn’t sucks and gives you a very good response.

The situation goes like this…

I opened my Paypal account year 2010 and from then on I have been constantly receiving payments from my clients abroad (I run a telemarketing firm btw- in the Philippines). My job and my business will tell you that I have experienced almost all type of email customer service, and to tell you quite frankly, I am not at all satisfied with the way how most email customer service addresses concerns. That is why sometimes I’d go an extra mile of “bulleting” or numbering my concerns to really, really get my point come across so that we do not have to wait about 24 hours for every email correspondence. I am sure you know what I am talking about. It is just frustrating.

Well anyways, going back to the story; I request for a withdrawal last March 14, 2013 and I kept going back to the bank to withdraw the money in vain. Normally Paypal can swiftly get the transaction done for just 2 business days. Until on the seventh day I have already figured out that something went wrong. I emailed Paypal right away and thankfully got a response from them. To my surprise, they told me that my Paypal no longer match with my bank information hence the cause of delay. As far as I can remember I have never touched anything in my account and been using it in years. Paypal reverse the process and I was reimbursed with the money they are supposed to charge whenever your bank refuses to process your withdrawal due to irregularities of your information. In other words, your Paypal details no longer match with your records in your bank (this happens due to your bank’s change of policy).

I am writing this post to honor 2 wonderful people who helped me in my case. Often, these people we know virtually are not being complimented for a job well done. Well in my case, I’d like to give them a special mention and a shootout though I do not know them personally. Just my simple way of showing gratitude.

My case was handled by Faia and Dave but I’d like to use Dave as an example here.

Here’s an example of an email sent to me by Dave of paypal.

Dear Moli, Jay

          Good day. I am Dave from PayPal Customer Support. I received your email and I’m happy to assist you today.

          I understand that you wanted to make sure about your bank account information for your withdrawal. No worries about this Jay, I will definitely help you out with this. It’s a good news for us Jay that the response of the previous representative met you’re expectations. That is the goal of PayPal.

          After an extensive review on your account, I can see that you want to remove your bank account information and re-add it as per previous rep.

Here’s how to remove your bank account:

  1. Go to and log in to your account.
  2. Click Profile near the top of the page.
  3. Click Bank Accounts under ‘Financial Information.’
  4. Select the bank account you want to remove and click Remove.
  5. Review the account information, and then click Remove.

           Here’s how to add the bank account with your new name to your PayPal account:

  1. Click Profile near the top of the page.
  2. Click Bank Accounts under ‘Financial Information.’
  3. Click Add.
  4. Enter your bank’s information.
  5. Review the account information and click Add Bank Account to add your bank account.

           I’ll be glad to hear from you if you need clarification and I will do my best to give you immediate answers.

           Thank you for choosing PayPal.



          PayPal, an eBay Company

Notice how Dave formulated his email.

Dave started it with a strong greeting.

  1. Showed empathy in the beginning of his email by saying that he is happy to serve me.
  2. Notice that he never failed to mention my name always (this to me gives some personal touch to the message by eliminating the stiffness or tone of a generic customer service email).
  3. Dave assured me that he did something before advising what action to take (by saying that he did an “extensive review” of my case).
  4. Since I “bulleted” what I want to know, he also gave me back with a step-by-step instruction of what to do.
  5. Dave guaranteed me that he is still willing to help me in case my problem still persists.

This may be a simple case but I think this is outstanding customer service. They are hard to find today since most companies online would just formulate written responses that customer service associates would copy and paste thus, eliminating the personal touch and genuineness of the response and would sometimes make you feel like you are messaging a machine.

Now I am awaiting for my money in the bank.

Thank you Faia and Dave.

If you own an online company; please, please learn a lesson from this.

In my country – the Philippines, we have this ancient old tradition of kinship and hospitality. In fact, this is what and how Filipinos are known in the world. We are hospitable (at least to the general point of view). Respect is ingrained into the deepest spirals of our genes that it would seemed to be a taboo if you do not kiss the hands of your elders when you leave or arrive home.

I spent most of my childhood living in laid-back countryside. Houses are usually made of wood or bamboo. Modest living, but these people are happy. We are happy. Simple, less complications and everyone else feels contented with their lives. One day, as a 5 year old kid, I was amazed by how several strong men in the village carefully helped each other transferring a house into a different location. That’s really crazy. These men appears like ants carrying a heavy load of bread crumbs somewhere synchronizing each move to carry out a goal. This is called “Bayanihan”. I learned that they don’t get paid after doing it. It is the abundance and the kindness in their hearts that drove them to do it.


I believe that there are so many places in the world where great respect for others emanated the atmosphere. But after many years of liberalism, I wonder how many places at present still practices this admirable value system. Sadly, as the world grows older, respect and kindness to others is nothing but like a vapor that slowly dissipates into thin air.

Years have passed and now I am in my mid 20’s. I’ll take you in the streets of Manila. It is the busiest city of the country. You will see people moving in fast paces as if they are in a chase of something illusive. Some may bump each other or rubbed each other’s elbows but it is as if their skins are thick and numb by just consciously ignoring the other. And it is in this way that people misses so much opportunity to actually be kind.

But here’s more. When you actually go an extra mile of helping somebody like an old woman carrying a heavy bag across the street, you would find them refusing even though it’s clear that they could not even lift it an inch from the ground. You know why? Because they fear that you will steal it and run away. Whatever happened to our faith in the goodness of mankind? Whatever happened to our desire to help and willingness to be served? We now learned to doubt the kindness and generosity of others as if the only creatures able to do it are angels.

You get what you vibrate.

The story should not end here. You and I, young and old, rich or poor must remain to be a vessel of kindness. It may be sad to learn that we are few. But when the supply is scarce, that means the demand is high. It is not everyday that you and I experiences kindness from others hence, there is so much need to fill out there, so much opportunity to also receive back what we vibrate – with interest.

If you vibrate kindness to others then you too will receive kindness from other people. It may not be coming from the same person but remember, the universe is obedient. It does what you did with it. Jesus said, “you reap what you sow’. If you sow a single seed of kindness and respect, you too will enjoy the abundant harvest of the fruit.

Together, let us vibrate something good in a world that enormously thirst for it.